Suchergebnisse

State supervision of insurance activities is carried out in order to comply with the requirements of the legislation of the Russian Federation on insurance, effective development of insurance services, protection of the rights and interests of insurers, insurers, other interested persons and the state ; Государственный надзор за страховой деятельностью осуществляется в целях соблюдения требований законодательства Российской Федерации о страховании, эффективного развития страховых услуг, защиты прав и интересов страхователей, страховщиков, иных заинтересованных лиц и государства

Forty years ago in the Islamic states of banks (credit institutes in our understanding) wasn't since laws of Sharia consider issue of money under percent a grave sin. Now in the world there are more than 300 Islamic banks, their general assets exceed 500 bln. dollars of the USA with a growth from 10 to 15 percent a year (data of UBS Swiss Bank which opens at itself Islamic department). According to Sharia, the Islamic bank can't invest money in some forbidden types of activity: production and sale of alcohol, gaming houses, and other restrictions of an ethical sort. Islamic banking is fundamentally oriented to real economy, to real production and to allowing for speculation. One of the interfering factors influencing implementation and development of Islamic banking in Russia is the low awareness of professional participants of the financial market, and also the population in general, about structure and the principles, functioning of the specified banking. The potential base of clients in Russia is, and the first experiences confirm it. However, the problem can be solved adjustment of the Russian legislation, creating thereby favorable conditions, both for local, and for foreign investors for implementation and promotion of an Islamic bank system. Creation of the relevant coordinating structure and mutual tolerance is required.

This article states the basic peculiarities of the behavior of the debt crisis in the Eurozone, and defines basic areas of overcoming this crisis. Based on the materials stated in this article, we made the following principal conclusions: The European Union is the most powerful and important economic and political union of states that plays the leading role in the global politics and world economy. The Eurozone formed in the European Union (economic currency union) consists of the strongest and rather weak economies. It affects the financial and economic state of the Eurozone (Euro-19), as well as the efficiency of managing state debt obligations. Further expansion of the European Union is characterized by the limiting factors, including by reason of the incompletion of institutionalization and integration processes in this economic and political union of countries. It creates new financial risks and potentiates the development of the debt problem. Solving the debt problem of the Eurozone has two variants (soft and tough models). The use of the tough model may finally cause the formation of the federative state (integration strengthening). It will affect national, economic, and political component of the European Union development. The use of the soft model can cause the disintegration, i.e. it will stipulate the exit of the economically weakest European countries from the zone. It will affect the reputation of the European Union and its positions in the world economy. Probably, in order to solve the debt problem, a complex of solutions will be used. It includes separate components of the soft and the tough models. It will also mean the transfer to a new institutional formation of the European Union, as well as legal basics of the economic and political union of European countries.